Where’s the trade off?
Purchase a home that is in perfect condition, ready to put pictures on the wall, or perhaps a property, where one may be able to put pictures on the wall, but there is a deferred maintenance list that will have to be addressed?

Options:
1) the perfect condition house may be priced at a higher price, and perhaps at that price point just beyond your reach to qualify for purchase.
or
2) the property is not in perfect condition, and the Sellers understand that there is going to be a price adjustment accordingly to accommodate a sale.
It does all depend on the actual condition that does need to be corrected in the property.  And, the Bank may well have a say so (appraisal) in what they are willing to loan on a property and perhaps save you from yourself.  Desire more detail: Click Here