Good credit helps with more than borrowing; it can factor into everything from renting an apartment to getting a cell phone. Lenders, landlords, and utility providers may all review your credit report when making decisions about your credit history. Establishing good credit habits is essential, so that you can build and improve your credit history and credit score.

– Pay your bills on time
– Keep track of your credit balances
– Manage your debt-to-income ratio
– Contribute to an emergency fund
– Practice making payments before taking on new debt
– Avoid maxing out credit accounts
– Monitor your credit reports
– Know your credit score
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Cliff Daniels
Realtor
Active Properties
Boulder Colorado
720 434 1418
cliff@actprop.com