Thinking of purchasing a new home…. even a new (or used) car? If you are not paying cash, then the lending process will be part of the purchase.  Key ingredient is the ‘Credit Report’ that will be pulled.  Not to worry, how could the credit bureaus provide inaccurate information? Perhaps not worry, but then, very wise to confirm that the intel on your credit report is actually accurate.

1.  Do one scan for flat-out errors.
2.  Do another scan for small reporting inaccuracies you think don’t make a difference – but do
3.  Pay the right things off – and take care not to pay off accounts you need to show your responsible use of credit
4.  Get your mortgage pro to help.  
Click Here for Active Properties Useful links to mortgage persons
5.  Ask about augmenting your report with non-traditional “tradelines,” if needed.

Click Here for all the Credit Report details

Tara-Nicholle Nelson provides 5 options to consider to clean one’s credit report.  And some great detail on the Credit Report process.

Cliff Daniels
Actprop.com
cliff@actprop.com
720 434 1418
Boulder Colorado