Considering purchasing a new home? Here are 5 line items that every home buyer should consider, brought to by David Bake is a financial columnist for Money:

1. Have You Owned Before?                                                                                                                                                                                            2. How’s Your Credit?                                                                                                                                                                                                       3. How much do you spend on credit each month?                                                                                                                                                                                                                                       4. What type of property are you looking for?                                                                                                                                                                                                                                           5. How Much Are You Prepared to Put Down?

For the full details of each of the 5 line items, click here.